Monday, 24 March 2014

1273528 DANISH F1 emerging trends of insurance sector

INTRODUCTION
  After a decade of dramatic growth, the life insurance industry in India is currently assessing the impact of a number of recent regulatory changes aimed at enhancing customer protection.  In today’s age of consumerism, insurance requirements have expanded to keep pace with the increasing risks despite strong improvement in peneteration and density in last 10 years india remains as under peneterated market
The demand for insurance products is likely to increase due to the exponential growth of household savings, purchasing power, the middle class and the country’s working population.  general insurance provide payement depending on loss of financial events

 DISCUSSION
 EMERGING TREND
 there has been increase level of customization through product innovation. there has been an official management of claims to prevent delays. the product range have expand . there has been a changes made by irda to promote envinornment in both life and non life insurance sector
 there has also been a significant latent market

CONCLUSION 
 there have been  of lots of insurance product which have been introduced by insurance companies for customer benifit.The stakeholders should eventually work toward maintaining a favourable environment for stable growth, increasing the penetration of insurance to rural and underpenetrated areas and increasing the contribution to the economy.. irda help allot in development and growth of Insurance sector in India
The challenge fo rinsurance companies is that the world is changing and historic data is often an unreliable guide to future risk  and future claim patterns.

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