Thursday, 30 January 2014

1273581,Munish Kumar Sharda,F1,Q1 Permitted Currencies - What are they?

Permitted Currency

A currency that is free from legal and regulatory restrictions to be converted into another currency. A permitted currency is often a minor currency, and has a fairly active market for exchanges with major currencies.
Transactions between a major currency, such as the U.S. dollar, and a permitted currency are smoother than ones between a major currency and a tightly-controlled one because the permitted currency is more liquid. In addition, some transactions require the settlement to be made in a major currency. This terms is quite often used by RBI in forex related instructions. FEMA Regulations define it as a foreign currency which is freely convertible.

On another hand we can say that a currency which is permitted by the rules and regulations of the country concerned to be converted into major reserve currencies like U.S. Dollar, Pound Sterling and for which a fairly active market exists for dealings against the major currencies. Accordingly, authorised dealers may maintain balances and positions in any permitted currency. Thus each country have their rules and regulations for conversion of their currency into major reserve currency or vis-a-versa operating in the transaction of trade. The expression 'permitted currency' is used in the Foreign Exchange Manual to indicate a foreign currency which is freely convertible i.e. a currency which is permitted by the rules and regulations of the country concerned to be converted into major reserve currencies like U.S. Dollar, Pound Sterling and for which a fairly active market exists for dealings against the major currencies. Accordingly, authorised dealers may maintain balances and positions in any permitted currency. Authorised dealers may also maintain positions in Euro of the European Currency Area.

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